Mother-to-be pays $5,600 per hospital visit, despite paying thousands a month for insurance: ‘I did everything right, but I’m still getting screwed’

Cora DeLacy (@cora.delacy), an attorney and mother-to-be, aired her frustration with insurance on TikTok. She’s due to have twins, and despite paying her share of the insurance, DeLacy still received a hefty hospital bill.

“I did everything right, but I’m still getting screwed,” DeLacy told social media. She now has to see the doctor twice a week for the rest of her pregnancy. DeLacy just received her latest hospital bill, and the numbers had her flabbergasted.

“I’m doing what I’m supposed to do. I’m married, I own a home, I’m a professional. My husband has great insurance through his job because he is a physician at a hospital,” DeLacy shared. She said they pay a couple thousand a month for private insurance and also contribute roughly fourteen thousand to their health savings account (HSA) every month.

“On top of all of that, I’m as healthy as an ox. I eat well, I exercise, I take great care of myself. I don’t have any health conditions, thank god,” she said. DeLacy emphasized that having twins wasn’t her choice. She continued, “I did not choose for that placenta to cause problems for one of the babies. I certainly did not choose to have complications that could potentially threaten the life of both babies.”

DeLacy is also worried that one of the twins might have a congenital heart defect, adding to the potential expenses. Although she is thankful she has access to healthcare, she still couldn’t believe the hospital billed her $5,600 after deductibles.

Even with insurance, healthcare is expensive

She said that she also has an upcoming hospital bill from another visit, in which she had to do multiple tests. “I anticipate that bill is probably going to be double,” DeLacy commented. She believes the bill will reach at least $10,000. DeLacy isn’t the only woman in the United States frustrated with the price of healthcare for moms-to-be. Another woman who immigrated from Iceland said she had to immediately report to work after having a premature birth. Although she’s yet to be induced, DeLacy is still frustrated with the amount she has to pay the hospital.

Childbirth is going to bring even more expenses

“I’ve been told there’s a chance that I may have to be hospitalized before I deliver my babies,” she explained. DeLacy claimed that she might have to go into labor at 34 weeks, making her children premature. As a result, they would have to stay in the NICU, adding to the list of expenses she already has to contend with. Dealing with the insurance company can be a struggle, especially for those having twins. In an odd twist of events, another man from New York City accused UnitedHealthcare of addressing an insurance claim letter to his newborn twin baby, who was still in the NICU.

“And on top of all of that, I have to have a C-section,” DeLacy added. Given all of the expenses she has to contend with, DeLacy argued that she had a bone to pick with people who blame women for choosing not to have children.

“Any sensible person would think real hard about taking on this amount of risk. So, the question shouldn’t really be, ‘Why aren’t women having babies?’ It should be, ‘What are we doing as a society to make pregnancy and childbirth, a medical condition, less of a risk and more accessible to more people?'” She concluded.

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