Trump recently announced another attempt at undermining the Obamacare exchanges, which are currently not imploding. He will cancel the “cost-sharing payments,” worth around $7 billion, which the government had been paying directly to insurance companies. As Politico explains, these payments are meant to “help offset out-of-pocket costs – such as co-pays and deductibles for low-income Obamacare customers. Without them, Obamacare insurers will still have to provide discounts to customers – they’ll just have to eat the added cost.”
Here are Trump’s super-presidential tweets about it:
The Democrats ObamaCare is imploding. Massive subsidy payments to their pet insurance companies has stopped. Dems should call me to fix!
— Donald J. Trump (@realDonaldTrump) October 13, 2017
ObamaCare is causing such grief and tragedy for so many. It is being dismantled but in the meantime, premiums & deductibles are way up!
— Donald J. Trump (@realDonaldTrump) October 14, 2017
Now, I’m no fan of handing insurance companies free taxpayer money, but these payments essentially incentivize companies to sell policies in less wealthy, less healthy counties where they would otherwise pull out of the markets. Until we have a public health system, we need a way to prevent the profit motive from determining whether affordable, comprehensive healthcare is available in parts of the United States. These payments are intended to do that.
Both Vox and Politico have some great breakdowns of the full consequence of this order, which will primarily affect middle-class buyers on the exchanges, who’ll have to deal with ~20% rate hikes as a result. Low-income enrollees will be mostly shielded for now; they’re still protected by the Affordable Care Act, which mandates that they only pay a certain portion of their income for healthcare.
However, this is only the latest act of sabotage from the Trump administration. They’ve also:
- Shortened the annual enrollment period to 45 days, running from November 1 to December 15
- Rolled back the birth control coverage requirement
- Spent taxpayer money, which was earmarked for ads and PR to encourage enrollment, on anti-Obamacare “testimonial” videos
- Cut funding for navigators, who help people to understand their plans and sign up on the exchanges, by 41%
- Slashed the advertising budget for open enrollment by 90%
- Plan to shut down the federal exchange site every Sunday from noon to midnight during the open enrollment period
- Penned an executive order that recommends easing rules for “association health plans” so that plans with bare-bones, ACA-noncompliant benefits can be sold in more markets
And why, exactly, is Trump doing all this? Because it will make premiums go down? (It will increase them.) Because it will give consumers more options? (It will give them fewer by driving insurers out of the markets and hiking rates for sick people.) Because it will decrease the federal deficit? (It will add $200 billion to the deficit over the next decade.)
Nope! He’s doing this because he has an irrational hatred for Barack Obama, and because he thinks Congress “can’t get its act together.”
Since Congress can’t get its act together on HealthCare, I will be using the power of the pen to give great HealthCare to many people – FAST
— Donald J. Trump (@realDonaldTrump) October 10, 2017
But when Trump says Congress “can’t get its act together,” (one of the only Trump sentiments I can kinda-sorta agree with), he isn’t frustrated by the gridlock, posturing, and inaction that most Americans complain about. What he’s actually frustrated by is…representative democracy. Trump is annoyed because our representatives in Congress, after hearing loud and clear from their constituents that Trumpcare was hot garbage, decided to listen to them. (For once.) What’s annoying him here is the democratic process itself: the fact that Congress is ultimately accountable to the American people, rather than to him and his orders. The fact that Congress fears the electoral consequences of passing violent, stupid legislation more than it fears his tantrums. To his mind, a Congress which answers to its voters rather than to the president – you know, like it’s supposed to do – is a dysfunctional and broken one.
And that might just be the scariest part of this.
(Via Politico and Vox; image via Shutterstock)
Want more stories like this? Become a subscriber and support the site!
—The Mary Sue has a strict comment policy that forbids, but is not limited to, personal insults toward anyone, hate speech, and trolling.—
